Following an accident,
people often feel unsure as to their rights under Florida's No-Fault insurance law, as well
as their rights with regard to the insurance carried by the at-fault
driver. If you have been injured through the fault of another driver,
dealing with the demands of insurance companies only compounds
the stress that is experienced after an accident. At Cox & Burns, we can assist you in understanding
your rights with regard to medical care, property damage, and bodily
injury issues.
From the perspective
of an injured person, nothing is more important than obtaining
needed medical care in a timely manner. Under Florida's No-Fault insurance law, drivers
are required to carry Personal Injury Protection (PIP) insurance,
which covers 80% of those medical expenses that are reasonable,
necessary, and related to an automobile collision. The attorneys
at Cox & Burns can assist you with all of the administrative
support necessary to process your claim for PIP benefits, so that
you can focus on receiving the medical attention you need.
Since PIP only
covers 80% of medical expenses, people injured in automobile collisions
in Florida frequently find themselves owing
money for the portion of their medical care not covered by PIP.
At Cox & Burns, we can advise and assist clients
with regard to obtaining reimbursement for these out-of-pocket
losses from the at-fault driver's insurance company. Further, if
your physician ultimately determines that you have sustained a
permanent injury, you may also be entitled to make a claim for
additional damages, for such elements as pain and suffering, loss
of the enjoyment of life, and past and future out-of-pocket medical
expenses. The lawyers at Cox & Burns have extensive experience negotiating
with most major insurance companies, and can provide the representation
you need at the time when it is needed the most.